WE LEND MONEY

We founded We Lend Money™ with the belief that finding creative financing needed to be made simple. Imagine attempting to design, build and decorate a home without a contractor or an architect. Getting a commercial mortgage loan is no different. A highly skilled mortgage broker becomes an invaluable guide to lead a borrower through the daunting loan approval process.

We Lend Money™ started lending hard money in 2000 to our local market of real estate investors and home builders. As we grew so did our customers need for other flexible real estate lending programs. To meet that need we offered high LTV commercial lending, low interest rate cash-out refinance, cross colatorliztion and transaction funding to comply with new laws in simultaneous closing.

Our creative financing background makes it easy for you to get approved for your funding needs. Fast online commercial, business + hard money application!

Today we are a nationwide, private lender providing short-term commercial loans from $50k to $5M+. Our loans have been used to finance new construction, provide bridge financing, fund the purchase of non-owner occupied properties and provide real estate-backed lines of credit. We lend to real estate investors, commercial contractors and small business owners throughout the country. Now it’s simple, costs nothing and you’re under no obligation to get funding for your next project fast.

AN EDUCATED CLIENT IS A GREAT CLIENT
Our clients’s need to learn about creative lending and how to use it has been growing as well. To meet that need we also provide a solid source of education to real estate investors interested in rehabbing single family homes,or buying a commercial property like apartment complex, self-storage facility, or mobile home park, to name just a few.

Client Experience Overseer and Co-founder of We Lend Money™ Scott FladHammer has sponsored and presented numerous presentations at Real Estate Investors Associations™ around the country including Fort Wayne Indiana REIA™

By educating real estate investors how to properly, find and use hard money to fund for rehabs, short sales and wholesale deals, it speeds up the entire closing and both us and the investor are able to close more deals, faster.

MORE THAN LENDING MONEY
As a private lender, We Lend Money™ is able to underwrite our own loans, with all approvals made in-house. We are dedicated to providing a quick response to time-sensitive loans and can close in as few as 10 days. If a lending project is outside of scope we have a network of other lenders to quickly get you what you need. Because we know our success lies in building relationships so we’re committed to the highest level of client service.

FINANCE YOUR REAL ESTATE TRANSACTIONS. ONLINE.

✓ High LTV
✓ Low rates
✓ Safe and secure
✓ Fast & easy online process
✓ Checking your rate will not affect your credit score

To find out more about what We Lend Money™ can do for you, review the available loan programs or Apply Now

GROWING OUR LENDER NETWORK
Because of our level of commitment to clients and market knowledge We Lend Money™ has been blessed to enter many new metro markets in the US. Therefore we are on the lookout for reputable, high-quality money lenders, both independent lenders and companies, who would like to take good care of our real estate investor community here at We Lend Money™.

Whether through a traditional bank or an alternative lender, long term relationships are what matter. The value we provide goes far beyond dollars and cents. Scott and his team are here to make your experience a comfortable one.

We do this by guiding you through the loans progress so you know exactly what to expect at every stage of the approval process. Spending time and care listening to your individual needs allows us to find a lender that best suits your unique situation.

Applying for funding is free and it doesn’t effect your credit. Apply here using our paperless application and receive feedback in 24 hours or less.

BROKERS AND REFERRALS
We value referrals and our brokers are protected. If that’s you, then please call or complete the application below and we look forward to speaking with you.

FAST QUOTE

For the best terms and a fast answer fill in the form below. Getting a FAST QUOTE will not affect your credit and we don’t pull a score until you’re happy with the loan terms. Our privacy policy confirms we do not disclose information without your consent.

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• Your name*
  First Last
• Primary phone*
• Email address*
• Purpose for loan request*
  ( select one )Real Estate InvestmentPrimary ResidenceBusiness
• Type of loan*
  ( select one )RehabPurchasePurchase and RehabRefinanceBridge LoanForeclosure PayoffNew ConstructionRental Property - PurchaseRental Property - RefinanceOther
• Type of loan*
  ( select one )PurchaseRefinanceBridge LoanCash AdvanceOther
• Type of loan*
  ( select one )PurchaseRefinanceForeclosure PayoffNew ConstructionOther
• Describe loan needed:*

•  
• Subject Property Information*
  For privacy reasons you could leave the Street Address off by putting a 'Private' in that field. If multiple properties state 'Various addresses'. All other address fields are required.
  Street Address City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code
• Property type:*
  ( select one )Single Family House (Detached)Condo/Townhouse/Co-opMulti-family Property (2-4)Manufactured/Mobile HomeMobile Home ParkHotel/LodgingSelf Storage FacilityApartment BuildingRestaurantLand/LotFarm/RanchAuto Repair/Gas StationDay careMedicalWarehouseIndustrialMixed UseStrip Mallother (considered)
• Property type:*
  ( select one )Single Family House (Detached)Condo/Townhouse/Co-opMulti-family Property (2-4)Manufactured/Mobile HomeLand/LotFarm/RanchMixed Useother (considered)
• Total Debt Owed on Property*
• Describe real estate:*
• Property's current As-Is value:*
• Property purchase price?*
• Maximum you can put down:*
• How much is the rehab cost?*
• What is the After Repaired Value?*
• Total loan amount requested:*
• Repayment strategy*
• Fair market monthly rent income:
•  
  Creative Options
  Experience, equity and credit will help you get the best loan options available. If you own real estate we may be able use cross collateralization for your loan (the link opens in new window so you don't lose your place in the application)
• How much total equity do you estimate your real estate holdings to be?*
  Including your primary residence.
• Investment rehab projects completed in the last 36 months:*
• Estimated middle credit score:*
  Please enter a number from 400 to 900.
• Own property besides a primary residence?
  • Yes
  • No
• How many properties do you own*
  besides primary residence.1-45-910-1920+
  Include a second home, rental property and flips in progress.
• Comments or clarifications?
• REQUIRED Disclosure to Send Application*

  I hereby represent this application is accurate and I authorize We Lend Money™ to use this application, and future information supplied by me, for the purpose of obtaining a loan. I acknowledge while We Lend Money™ is a direct lender, it may, upon my approval, submit this application to their trusted network of quality lenders if better loan terms are available:

  • I agree to the above disclosure
• Hidden
  Old Estimated credit score*
  ( select one )Under 640Above 640Above 720

 

OUR GUARANTEE:

Whether we process your loan in-house or with our partner lender you are backed by our We Lend Money Guarantee™ so you have peace of mind of a timely, professional closing and our years of experience in real estate and business.