WE LEND MONEY

Hereinafter references to “Owner” : We Lend Money™
and Owner Website: https://welend.money

DO NOT READ, WATCH OR LISTEN TO THIS SITE UNLESS YOU AGREE COMPLETELY WITH ALL OF THE TERMS AND CONDITIONS CONTAINED IN THIS LEGAL DOCUMENT.

This document describes our respective rights and responsibilities with regard to the Recordings.

Our website’s Terms and Conditions of Use, which you can read elsewhere on this website, is incorporated herein by reference as if set forth at length. To the extent that there are any conflicts between the Terms and Conditions of Use and the terms of this document, the terms of this document shall govern.

COMPENSATION DISCLOSURE INCORPORATED BY REFERENCE.
Our website’s Compensation Disclosure, which you can read elsewhere on this website, is incorporated herein by reference as if set forth at length. To the extent that there are any conflicts between our Compensation Disclosure and the terms of this document, the terms of this document shall govern.

Unless otherwise expressly stated by us, Recordings embedded on our website do not reflect their importance, and are not an endorsement of the individuals or organizations sponsoring the Recordings, the views expressed in the Recordings, or the products or services mentioned in the Recordings.

Unless otherwise expressly noted, you should assume that if we specifically endorse or recommend products or services in Recordings created by us, that such endorsement or recommendation is pursuant to a “Material Connection” as such term is explained in this website’s Compensation Disclosure.

DISCLAIMER: 
Company is not a United States Securities Dealer, Broker or US Investment Adviser. Information presented herein is not to be considered a solicitation for any purpose, in any form or content, nor an offer to sell and/or buy securities, and/or properties. Company is acting in an investment capacity only

This is not an offer to sell, or solicitation of offers to buy, securities in states where such offer of solicitation cannot be made. This is not an offer to residents of New York or New Jersey or where prohibited by state statutes. This website or advertisement shall not constitute an offer or solicitation to sell or buy securities in any state where registration of the security is required or where such solicitation or offer cannot be made.

MTN’s, BG’s, and SBLC’s are foreign securities, and as such, constitute the requirement of licensing by the S.E.C. in order to deal with these instruments. SEC 144A, 505 and 506, and Privately managed buy/sell trading platforms constitute the requirement of licensing by federal authorities in order to deal in these investment opportunities.

Please be advised that Company is not licensed to deal in certain investment opportunities and will only participate in a transaction that is solicited and/or transacted by banks or those licensed to deal in certain securities requiring licensing by federal authorities. Company is only acting herein as a referral agent as/when necessary to those who are licensed to so act.

US TREASURY DEPARTMENT CIRCULAR 230 NOTICE:
Any advice contained in this communication, including attachments and enclosures, is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed in this communication.  We do not provide tax advice on any matter, therefore we are not providing any guidance to the recipient on a “more likely than not” or higher confidence level.  This communication is not intended to be a reliance opinion within the meaning of Circular 230

DUE DILIGENCE
You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or professional adviser, physical and mental health professionals as applicable before acting on any information in the Recordings. You may not consider the content of any of the Recordings to be the equivalent of professional advice.

We assume no responsibility for any losses or damages resulting from your use of any of the information contained in the Recordings.

YOU SHOULD ALWAYS CONDUCT YOUR OWN INVESTIGATION (PERFORM DUE DILIGENCE) BEFORE BUYING PRODUCTS OR SERVICES FROM ANYONE VIA THE INTERNET. THIS INCLUDES PRODUCTS AND SERVICES REFERRED TO DIRECTLY OR INDIRECTLY IN THE RECORDINGS.

CHANGES AND NOTICE
Contents of this Video and Audio Terms of Use can change without prior notice.

COMPENSATION DISCLOSURE POLICY
YOU SHOULD ALWAYS CONDUCT YOUR OWN INVESTIGATION (PERFORM DUE DILIGENCE) BEFORE BUYING PRODUCTS OR SERVICES FROM ANYONE VIA THE INTERNET. THIS INCLUDES PRODUCTS AND SERVICES SOLD ON THIS WEBSITE AND ALL OTHER WEBSITES.

MATERIAL CONNECTION
Unless otherwise expressly stated, you should assume that all references to products and services on Owner Website are made because material connections exist between the website’s owner (“Owner) and the providers of the mentioned products and services (“Provider”).

GOOD FAITH RECOMMENDATIONS
The Owner recommends products and services on Owner Website based in part on a good faith belief that the purchase of such products or services will help purchasers in general. The Owner has this good faith belief because (a) the Owner has tried the product or service mentioned prior to recommending it or (b) the Owner has researched the reputation of the Provider and has made the decision to recommend the Provider’s products or services based on the Provider’s history of providing these or other products or services. The representations made by the Owner about products and services reflect the Owner’s honest opinion based upon the facts known to the Owner at the time a product or service is mentioned on Owner Website.

POTENTIAL BIAS AND DUE DILIGENCE
The Owner’s opinion about a product or service may be partially formed (consciously or subconsciously) in part based on the fact that the Owner has been compensated or will be compensated because of the Owner’s business relationships with the Providers.

In some instances, the Owner and a Provider will have a business or personal relationship that does not involve the Owner receiving compensation related to products and services mentioned on Owner Website. However, the nature of the relationship is sufficient to establish a material connection between the Owner and the Provider.

Because there is a material connection between the Owner and Providers of products or services mentioned on Owner Website, you should always assume that the Owner may be biased because of the Owner’s relationship with a Provider and/or because the Owner has received or will receive something of value from a Provider.

Perform your own due diligence before purchasing a product or service mentioned on Owner Website (or any other website).

COMPENSATION
The type of compensation received by the Owner may vary. In some instances, the Owner may receive complimentary products, services, or money from a Provider prior to mentioning the Provider’s products or services on Owner Website.

In other instances, the Owner may receive a monetary commission or non-monetary compensation when you take action based on the content of Owner Website. This includes, but is not limited to, when you purchase a product or service from a Provider after clicking on an affiliate link on Owner Website.

EARNINGS DISCLAIMERS AND THIS POLICY
If Owner Website has Earnings Disclaimers, this Compensation Disclosure Policy is incorporated into those disclaimers by reference.

HEALTH DISCLAIMERS AND THIS POLICY
If Owner Website has Health Disclaimers, this Compensation Disclosure Policy is incorporated into those disclaimers by reference.

YOUR QUESTIONS ABOUT PRODUCTS AND SERVICES
The Owner’s goal is to make your experience using this website a pleasant one. If you have any questions about products or services mentioned on this website, please contact the Owner and have those questions answered prior to making a purchase of such products or services.

For Website Owner Contact Information please contact us. Please note that the content of this page can change without prior notice.

EARNINGS DISCLAIMER
You understand and agree that there are important risk factors that should be considered by you when deciding whether to purchase an Owner Membership.

NO EARNINGS PROJECTIONS, PROMISES OR REPRESENTATIONS
You recognize and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of an Owner Membership, and that we have not authorized any such projection, promise, or representation by others.

Any earnings or income statements, or any earnings or income examples, are only estimates of what we think you could earn. There is no assurance you will do as well as stated in any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided. This applies whether the earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).

There is no assurance that any prior successes or past results as to earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as “average earnings”.

THE ECONOMY
The economy, both where you do business, and on a national and even worldwide scale, create additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by Owner.

YOUR SUCCESS OR LACK OF IT
Your success in using the information or strategies provided at Owner Website depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire, or your business skills or practices. Therefore, we do not guarantee or imply that you will get rich, that you will do as well, or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.

Businesses and earnings derived there from, involve unknown risks and are not suitable for everyone. You may not rely on any information presented on the website or otherwise provided by us, unless you do so with the knowledge and understanding that you can experience significant losses (including, but not limited to, the loss of any monies paid to purchase an Owner Membership, and/or any monies spent setting up, operating, and/or marketing Owner, and further, that you may have no earnings at all (whether monetary or advertising credits, whether convertible to cash or not).

FORWARD-LOOKING STATEMENTS
MATERIALS CONTAINED ON THIS WEBSITE OR IN MATERIALS PURCHASED AND/OR DOWNLOADED FROM THIS WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.
ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY MATERIALS ON THE WEBSITE ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

DUE DILIGENCE
You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or professional advisor, before acting on this or any information. You may not consider any examples, documents, or other content on the website or otherwise provided by us to be the equivalent of legal advice. Nothing contained on the website or in materials available for sale or download on the website provides legal advice in any way. You should consult with your own attorney on any legal questions you may have.

We assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever.

PURCHASE PRICE
Although we believe the price is fair for the value that you receive, you understand and agree that the purchase price for an Owner Membership has been arbitrarily set by us. This price bears no relationship to objective standards.

TESTIMONIALS, CASE STUDIES & EXAMPLES
Testimonials, case studies, and examples found at Owner Website are exceptional results, do not reflect the typical purchaser’s experience, don’t apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results. If we have disclose typical results based on information provided to us by a manufacturer or other reputable third party source, you should presume that the typical results as stated are more reliable than the testimonials and examples found at Owner Website. However, you should always perform due diligence and not take such results at face value. We are not responsible for any errors or omissions in typical results information supplied to us by manufacturers or other reputable third parties.

Where specific income or earnings (whether monetary or advertising credits, whether convertible to cash or not), figures are used and attributed to a specific individual or business, that individual or business has earned that amount. There is no assurance that you will do as well using the same information or strategies. If you rely on the specific income or earnings figures used, you must accept all the risk of not doing as well. The described experiences are atypical. Your financial results are likely to differ from those described in the testimonials.

If a product or service is new, you understand that it may not have been available for purchase long enough to provide an accurate earnings history.

COMPENSATION DISCLOSURE POLICY
Any material connection that we have with a third party provider of goods or services mentioned on Owner Website are explained in our Compensation Disclosure Policy. This policy is incorporated by reference into these Earnings Disclaimers. You should read the policy to fully understand the meaning of our relationships with third party vendors and how it may affect the content found on Owner Website.

If you have any questions about these disclaimers or about testimonials, case studies, and/or examples found at Owner Website, please contact us. Please note that the content of this page can change without prior notice.

DIGITAL MILLENNIUM COPYRIGHT ACT (DCMA) NOTICE
This notice is for informational purposes only. It is not intended as, nor should it be construed as, legal advice. If you believe that your intellectual property rights have been infringed upon, or if a notice of infringement has been filed against you, you should immediately seek legal counsel.

This website (see our website’s Terms and Conditions of Use for definitions), including all text, HTML, scripts, and images are copyrighted and owned by Owner. All rights reserved.

NO PART OF THIS WEBSITE MAY BE REPRODUCED OR TRANSMITTED IN ANY FORM OR BY ANY MEANS, MECHANICAL, ELECTRONIC, OR OTHERWISE, INCLUDING PHOTOCOPYING AND RECORDING, OR BY ANY INFORMATION STORAGE AND RETRIEVAL SYSTEM, OR TRANSMITTED BY E-MAIL, OR USED IN ANY OTHER FASHION WITHOUT THE EXPRESS PRIOR WRITTEN PERMISSION OF THE WEBSITE OWNER.

This, of course, excludes the downloading and temporary caching of this website on a personal computer for the explicit purpose of viewing this website, as well as any information clearly marked as reproducible. This copyright notice applies to everyone, including all visitors to this website.

DMCA PROVISIONS
The Digital Millennium Copyright Act of 1998, found at 17 U.S.C. § 512 (“DMCA”), provides recourse for owners of copyrighted materials who believe that their rights under United States copyright law have been infringed upon on the Internet.

Under the DMCA, the bona fide owner of copyrighted materials who has a good faith belief that their copyright has been infringed may contact not only the person or entity infringing on their copyright, but may also contact the designated agent of an Internet service provider to report alleged infringements of their protected works, when such alleged infringements appear on pages contained within the system of the Internet service provider (“ISP”).

The owner of this website and the ISP are committed to complying with international trade law, international trade practices, all United States laws, including United States copyright law. Upon receipt of a properly filed complaint under the DMCA, the owner and/or the ISP of this website will block access to the allegedly infringing material. The website owner and/or the ISP will forward a copy of the notification of claimed copyright infringement to the alleged infringer. Anyone who believes in good faith that a notice of copyright infringement has wrongfully been filed against them, may submit a Counter notice to the website owner and/or the ISP.

NOTIFICATION OF CLAIMED COPYRIGHT INFRINGEMENT

Please send DMCA notifications of claimed copyright infringement to:
MANAGER FOR WEBSITE: We Buy Notes™ c/o Internet Administer Trustee 6435 West Jefferson Blvd. #200 Fort Wayne, Indiana 46804-6203
 
INTERNET SERVICE PROVIDER (“ISP”): Siteground, 1.800.828.9231
 

To file a notice of infringement with either the website owner or the ISP, you must provide a written communication that sets forth the items specified below. You will be liable for damages (including damages, costs, and attorneys’ fees) if you materially misrepresent that the website or a web page is infringing your copyright. Accordingly, if you are not sure whether certain material of yours is protected by copyright laws, we suggest that you first contact an attorney.

To expedite our ability to process your request, please use the following format (including section numbers):

1. Identify in sufficient detail the copyrighted work that you believe has been infringed upon.

2. Identify the material that you claim is infringing the copyrighted work listed in item #1 above. (You must include the URL(s) (the location(s) of the page(s) that contains the allegedly infringing material and also include a description of the specific content which you claim is infringing on your copyright.)

3. Provide information

________________________________________________________________

Owner’s Agent for Notice of claims of copyright or other intellectual property infringement can be reached at the information provided in this page under section “DIGITAL MILLENNIUM COPYRIGHT ACT (DCMA) NOTICE”

GENERAL INFORMATION
Entire Agreement. The TOS constitutes the entire agreement between you and Owner and governs your use of the Owner Membership, superseding any prior version of this TOS between you and Owner with respect to the Owner Membership. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other Owner Membership, affiliate services, third-party content or third-party software.

Choice of Law and Forum. You and Owner each agree that the TOS and the relationship between the parties shall be governed by the laws of the State of Indiana without regard to its conflict of law provisions and that any and all claims, causes of action or disputes (regardless of theory) arising out of or relating to the TOS, or the relationship between you and Owner, shall be brought exclusively in the courts located in the county of Allen, Fort Wayne, Indiana. You and Owner agree to submit to the personal jurisdiction of the courts located within the county of county of Allen, Fort Wayne, Indiana, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

Waiver and Severability of Terms. The failure of Owner to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

No Right of Survivorship and Non-Transferability. You agree that your Owner account is non-transferable and any rights to your Owner ID or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.

Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Owner Membership or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.

The section titles in the TOS are for convenience only and have no legal or contractual effect.

VIOLATIONS
Please report any violations of the TOS to Owner here
Where it is not prohibited, Owner offers a reward for any information that results in a conviction for copyright infringement including, but not limited to, Product uploads, duplicating or sharing of any kind including shared usernames and passwords.

NOTICE
Owner may provide you with notices, including those regarding changes to the TOS, including by but not limited to email, regular mail, SMS, MMS, text message, postings on the Owner Membership, or other reasonable means now known or hereafter developed. Such notices may not be received if you violate this TOS by accessing the Owner Membership in an unauthorized manner. Your agreement to this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed the Owner Membership in an authorized manner.

TRADEMARK INFORMATION
You agree that all of Owner’s trademarks, trade names, service marks and other Owner logos and brand features, and product and service names are trademarks and the property of Owner (the “Owner Marks”). Without Owner’s prior permission, you agree not to display or use in any manner the Owner Marks.

NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT
Owner respects the intellectual property of others, and we ask our users to do the same. Owner may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be repeat infringers. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide Owner’s Copyright Agent the following information:
1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
2. a description of the copyrighted work or other intellectual property that you claim has been infringed;
3. a description of where the material that you claim is infringing is located on the site;
4. your address, telephone number, and email address;
5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
6. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.