WE LEND MONEY

Imagine.

Getting a commercial hard money loan or bridge loan with…

Lower rates.

Flexible terms.

Quicker closing.

Because now you can.

Traditional bank loans are dependent on a multitude of documentable factors, including the borrower’s income, credit, tax returns, etc. They require minimum credit scores (700 or above), and can take months to close.

Conversely, a commercial hard money loan (also called a bridge loan, or bridge financing) relies solely on existing hard assets (real estate). As such, there are no credit score requirements and loan decisions are made quickly based on value of the property and not based on personal financial statements or credit history.
Apply for Investor Funding Now

Commercial hard money loans can be highly beneficial for nontraditional investment opportunities. By not letting valuable opportunities slip away.
Bridge and Hard money loans provide the much needed funding if you are under difficult time constraints, have a property in transition or have a complex deal that needs custom tailoring. Here are a just a few examples of borrowers we commonly work with…

Low occupancy but good cash flow.
You have a property that’s in great shape, just need a bridge/hard money loan to give you time to get the occupancy rate up to 85%. This puts you in an ideal position to line up long term permanent financing.

Preparing for sale to a developer.
You may just need time to buyout leases and wait for others to expire, giving you time to repackage and get the site ready to re-purpose or sell.

Time sensitive working capital needs.
You want to refinance an existing first mortgage, providing needed funds to ease an immediate short term working capital requirement. Interested? Apply for a hard money loan from us today.

Fast Answers & Fast Closings on All Commercial Requests

We offer hard money loans to owners of commercial properties throughout the United States, including five family units and higher retail properties, industrial properties, non-owner occupied 1-4 family properties in a corporate or LLC name, and other commercial properties, please call us to discuss.

Apartment + Multifamily
Benefit from the right financing for: Mid-rise, high-rise, senior housing, garden apartments, co-op or even student housing.

Hard Money + Bridge

Multi-Use + Office
Talk to us today about Suburban, hi-rise, multi-tenant, technology and manufacturing. Conventional, mezzanine and alternative lending.

Specialty + Retail
All types including: Net-Leased, strip shopping centers, restaurants, gas stations, anchored or unanchored retail space.

Hotels & Motels
Acquisition, development and construction of flagged and non-flagged hospitality properties. From resort to motel.

New Construction
Whatever your situation, including: A+D, Interim construction, Mini Perm loan, Take out loan or land development.

Now you have a better way to find a commercial refinance purchase or bridge loan.

Commercial Loan Terms:

• Loan sizes from $250,000 to $5 (possibly more for the right deal)
• Loan to value up to 65%
• Loan terms of 1-3 years
• Competitive rates

Basic Guidelines:

• We start with 1 year interest only payments (optional terms to extend for additional year available )
• LTV’s up to 65%
• The typical turn time from start to finish 3 to 4 weeks.
• NO PREPAYMENT PENALTIES.
• NO FINANCIALS

FAST APPROVAL

Our underwriting process requires no credit based qualifications, just the value of the “Real Estate Asset.”

NO-HASSLE PROCESS

With over 35 years of experience, we will lead you through our No-Hassle Process.

SEAMLESS CLOSING

Get to the closing table faster and easier because NO Financials are required and ALL Credit Histories are accepted.
get the money you need for your next project fast

FAST QUOTE

For the best terms and a fast answer fill in the form below. Getting a FAST QUOTE will not affect your credit and we don’t pull a score until you’re happy with the loan terms. Our privacy policy confirms we do not disclose information without your consent.

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• Your name*
  First Last
• Primary phone*
• Email address*
• Purpose for loan request*
  ( select one )Real Estate InvestmentPrimary ResidenceBusiness
• Type of loan*
  ( select one )RehabPurchasePurchase and RehabRefinanceBridge LoanForeclosure PayoffNew ConstructionRental Property - PurchaseRental Property - RefinanceOther
• Type of loan*
  ( select one )PurchaseRefinanceBridge LoanCash AdvanceOther
• Type of loan*
  ( select one )PurchaseRefinanceForeclosure PayoffNew ConstructionOther
• Describe loan needed:*

•  
• Subject Property Information*
  For privacy reasons you could leave the Street Address off by putting a 'Private' in that field. If multiple properties state 'Various addresses'. All other address fields are required.
  Street Address City State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code
• Property type:*
  ( select one )Single Family House (Detached)Condo/Townhouse/Co-opMulti-family Property (2-4)Manufactured/Mobile HomeMobile Home ParkHotel/LodgingSelf Storage FacilityApartment BuildingRestaurantLand/LotFarm/RanchAuto Repair/Gas StationDay careMedicalWarehouseIndustrialMixed UseStrip Mallother (considered)
• Property type:*
  ( select one )Single Family House (Detached)Condo/Townhouse/Co-opMulti-family Property (2-4)Manufactured/Mobile HomeLand/LotFarm/RanchMixed Useother (considered)
• Total Debt Owed on Property*
• Describe real estate:*
• Property's current As-Is value:*
• Property purchase price?*
• Maximum you can put down:*
• How much is the rehab cost?*
• What is the After Repaired Value?*
• Total loan amount requested:*
• Repayment strategy*
• Fair market monthly rent income:
•  
  Creative Options
  Experience, equity and credit will help you get the best loan options available. If you own real estate we may be able use cross collateralization for your loan (the link opens in new window so you don't lose your place in the application)
• How much total equity do you estimate your real estate holdings to be?*
  Including your primary residence.
• Investment rehab projects completed in the last 36 months:*
• Estimated middle credit score:*
  Please enter a number from 400 to 900.
• Own property besides a primary residence?
  • Yes
  • No
• How many properties do you own*
  besides primary residence.1-45-910-1920+
  Include a second home, rental property and flips in progress.
• Comments or clarifications?
• REQUIRED Disclosure to Send Application*

  I hereby represent this application is accurate and I authorize We Lend Money™ to use this application, and future information supplied by me, for the purpose of obtaining a loan. I acknowledge while We Lend Money™ is a direct lender, it may, upon my approval, submit this application to their trusted network of quality lenders if better loan terms are available:

  • I agree to the above disclosure
• Old Estimated credit score*
  ( select one )Under 640Above 640Above 720

 

OUR GUARANTEE:

Whether we process your loan in-house or with our partner lender you are backed by our We Lend Money Guarantee™ so you have peace of mind of a timely, professional closing and our years of experience in real estate and business.