WE LEND MONEY

Vacation Home Bridge Loan

The Outer Banks, North Carolina

The Outer Banks, is a 200 mile long string of narrow barrier islands off the coast of North Carolina, has become a major tourist destination and is known around the world for its temperate climate and wide expanse of open beachfront.

Despite a high income and size-able down payment, the borrower’s credit scores fell just short of the requirement for the jumbo mortgage needed to purchase this vacation home. The broker brought the deal to We Lend Money™ and in under ten business days we provided a bridge loan to close on the purchase. The borrowers will refinance with a conventional source in a few months, once their credit scores have improved. Apply for your own Vacation Home loan here

NEXT STEPS:

Our Rapid Funding Program™ makes getting the funds you need simple and quick. Here’s how:

1. Complete the loan application

2. Get matched to the perfect loan for the best rate

  3. Receive your loan

FAST QUOTE

For the best terms and a fast answer fill in the form below. Getting a FAST QUOTE will not affect your credit and we don’t pull a score until you’re happy with the loan terms. Our privacy policy confirms we do not disclose information without your consent.

Step 1 of 2

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• Your name*
  First Last
• Primary phone*
• Email address*
• Purpose for loan request*
  ( select one )Real Estate InvestmentPrimary ResidenceBusiness
• Type of loan*
  ( select one )RehabPurchasePurchase and RehabRefinanceBridge LoanForeclosure PayoffNew ConstructionRental Property - PurchaseRental Property - RefinanceOther
• Type of loan*
  ( select one )PurchaseRefinanceBridge LoanCash AdvanceOther
• Type of loan*
  ( select one )PurchaseRefinanceForeclosure PayoffNew ConstructionOther
• Describe loan needed:*

•  
• Subject Property Information*
  For privacy reasons you could leave the Street Address off by putting a 'Private' in that field. If multiple properties state 'Various addresses'. All other address fields are required.
  Street Address City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code
• Property type:*
  ( select one )Single Family House (Detached)Condo/Townhouse/Co-opMulti-family Property (2-4)Manufactured/Mobile HomeMobile Home ParkHotel/LodgingSelf Storage FacilityApartment BuildingRestaurantLand/LotFarm/RanchAuto Repair/Gas StationDay careMedicalWarehouseIndustrialMixed UseStrip Mallother (considered)
• Property type:*
  ( select one )Single Family House (Detached)Condo/Townhouse/Co-opMulti-family Property (2-4)Manufactured/Mobile HomeLand/LotFarm/RanchMixed Useother (considered)
• Total Debt Owed on Property*
• Describe real estate:*
• Property's current As-Is value:*
• Property purchase price?*
• Maximum you can put down:*
• How much is the rehab cost?*
• What is the After Repaired Value?*
• Total loan amount requested:*
• Repayment strategy*
• Fair market monthly rent income:
•  
  Creative Options
  Experience, equity and credit will help you get the best loan options available. If you own real estate we may be able use cross collateralization for your loan (the link opens in new window so you don't lose your place in the application)
• How much total equity do you estimate your real estate holdings to be?*
  Including your primary residence.
• Investment rehab projects completed in the last 36 months:*
• Estimated middle credit score:*
  Please enter a number from 400 to 900.
• Own property besides a primary residence?
  • Yes
  • No
• How many properties do you own*
  besides primary residence.1-45-910-1920+
  Include a second home, rental property and flips in progress.
• Comments or clarifications?
• REQUIRED Disclosure to Send Application*

  I hereby represent this application is accurate and I authorize We Lend Money™ to use this application, and future information supplied by me, for the purpose of obtaining a loan. I acknowledge while We Lend Money™ is a direct lender, it may, upon my approval, submit this application to their trusted network of quality lenders if better loan terms are available:

  • I agree to the above disclosure
• Hidden
  Old Estimated credit score*
  ( select one )Under 640Above 640Above 720

 

OUR GUARANTEE:

Whether we process your loan in-house or with our partner lender you are backed by our We Lend Money Guarantee™ so you have peace of mind of a timely, professional closing and our years of experience in real estate and business.