Transaction Lending Program for Simultaneous Closing of Back To Back Double Wholesale Real Estate Deals

Transactional Lending

100% Funding for Wholesalers

We Lend Money™ can fund 100% of your purchase price and closing costs when you use our Transaction Lending Program to wholesale real estate. Transactional lending funds can be used for legal simultaneous closings of back-to-back double wholesale flips of your real estate deals.

There are typically no upfront fees associated with our Transaction Lending Program and we can fund deals with shorter notice than hard money loan or conventional lenders.

Applying for funding using our paperless application is free and it doesn’t affect your credit score. Receive feedback in 48 hours or less.

Questions about Transaction Lending

What is Transactional Funding?
Transactional Funding is a short term loan provided to wholesalers who purchase and quickly re-sell a property the same day. This is often called a “Double Closing”.

The seller of the property is typically called “Party A”. The wholesaler is typically called “Party B”. The end buyer of the property is typically called “Party C”.

Transactional Funding deals are also sometimes called “A-B – B-C” Transactions.

When is Transactional Funding Needed?
Our clients use our Transactional Funding Service for two basic reasons:

1. They have a contract that is NOT ASSIGNABLE to a third party. This is typical when purchasing properties off MLS, bank owned properties, or properties owned by government entities (HUD, FHA, Fannie Mae, etc).

2. The wholesaler is choosing not to assign the contract in order to maximize their wholesale markup. Many times end buyers will not purchase a property if the assignment fee is too high. You do not have to disclose your contract details to the end buyer when you utilize Transactional Funding.

What are your Transactional Funding Fees?
• 1.5% of the purchase price up to $499,999 (minimum fee of $750)
• 2% of the purchase price from $500,000 to $1,000,000
• $1,000,000 to $2,000,000 is priced on a deal by deal basis. Typically we charge a percentage of the profits rather than of the purchase price.

Is Credit a Factor to Obtain Transactional Funding?
No. There are no personal financial requirements to obtain Transactional Funding. We do not run your credit and do not require bank statements, tax returns, etc.

Do I have to close with the same title company or law office?
We Lend Money™ requires both the A-B and the B-C transactions occur at the same settlement office or title company. Some exceptions are possible so please discuss your specific situation with a loan officer if your transactions are closing at different offices.

Recent Success Stories

A-B Purchase Price = $95,000
B-C Sales Price = $125,000
Funding fee = 1.5% or $1,425
Net One Day Profit of $28,575
$1,000 out of pocket for Earnest Money

A-B Purchase Price = $326,250
B-C Sales Price = $360,000
Funding fee = 1.5% or $4,800
Net One Day Profit of $28,950
Client Had No Money Out of Pocket

A-B Purchase Price = $310,000
B-C Sales Price = $375,000
Funding fee = 1.5% or $4,650
Net One Day Profit of $60,350
$1,500 out of pocket for Earnest Money

A-B Purchase Price = $220,000
B-C Sales Price = $237,000
Funding fee = 1.5% or $3,330
Net One Day Profit of $13,670
$500 out of pocket for Earnest Money

Get in touch with

America’s Most Trusted 2023 Real Estate Investments Lender

FAST QUOTE

For the best terms and a fast answer fill in the form below. Getting a FAST QUOTE will not affect your credit and we don’t pull a score until you’re happy with the loan terms. Our privacy policy confirms we do not disclose information without your consent.

Step 1 of 2

Your name*
First Last
Primary phone*
Email address*
Purpose for loan request*
Type of loan*
Type of loan*
Type of loan*
Describe loan needed:*

Subject Property Information*
For privacy reasons you could leave the Street Address off by putting a 'Private' in that field. If multiple properties state 'Various addresses'. All other address fields are required.
Street Address City State ZIP Code
Property type:*
Property type:*
Total Debt Owed on Property*
Describe real estate:*
Property's current As-Is value:*
Property purchase price?*
Maximum you can put down:*
How much is the rehab cost?*
What is the After Repaired Value?*
Total loan amount requested:*
Repayment strategy*
Fair market monthly rent income:
Creative Options
Experience, equity and credit will help you get the best loan options available. If you own real estate we may be able use cross collateralization for your loan (the link opens in new window so you don't lose your place in the application)
How much total equity do you estimate your real estate holdings to be?*
Including your primary residence.
Investment rehab projects completed in the last 36 months:*
Estimated middle credit score:*
Please enter a number from 400 to 900.
Own property besides a primary residence?
- Yes
- No
How many properties do you own*
Include a second home, rental property and flips in progress.
Comments or clarifications?
REQUIRED Disclosure to Send Application*
I hereby represent this application is accurate and I authorize We Lend Money™ to use this application, and future information supplied by me, for the purpose of obtaining a loan. I acknowledge while We Lend Money™ is a direct lender, it may, upon my approval, submit this application to their trusted network of quality lenders if better loan terms are available:
- I agree to the above disclosure
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Old Estimated credit score*

OUR GUARANTEE:

Whether we process your loan in-house or with our partner lender you are backed by our We Lend Money Guarantee™ so you have peace of mind of a timely, professional closing and our years of experience in real estate and business.